Low Limit High School Student Credit Cards
Many parents cringe away because they imagine the credit card being taken for a shopping spree without their permission and all their hard earned money being wasted. It is true that many kids are going to want to do this the moment they get a card. However, making sure there is restraint in place will prevent any of these potentially awful problems.
Obviously, the most important thing you must do is be very clear about the rules that are in place when you give them a credit card. Many teenagers like to push these wherever they can, so you have to be clear about why the limits you put in place are there, and make sure they understand the consequences they could face and the importance of these.
Sit your child down before you do anything else and tell them what they're allowed to use low limit high school student credit cards for and what they're not. Generally, you should try to keep their credit card use only to cases of emergencies. Also, set a limit so you won't get any nasty surprises in your bills. Allow your child to go over the limit only if they call you first to see if it's okay to do so.
You might be surprised by just how responsible kids are capable of being. Like with many other things, if you introduce them to this at an early age, they'll be less tempted to go overboard early on. Also, they'll be well initiated into the world of finances before their friends, and, as they get older, they'll probably have a lot fewer problems with money.
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